Regulas
Making Tax Digital software for sole traders and landlords. HMRC-recognised MTD ITSA compatible software handling quarterly submissions, AI-powered categorisation, live tax calculations, and final declaration filing — launching April 2026.
Launch
April 2026
Free Tier
£0/month
HMRC Integration
Full MTD
Businesses
Up to 50
The Problem
From April 2026, sole traders and landlords with qualifying income over £50,000 must keep digital records and submit quarterly updates to HMRC under Making Tax Digital for Income Tax (MTD ITSA). Most existing accounting software is either too expensive, too complex, or not purpose-built for MTD compliance.
What Taxpayers Face
MTD Requirements
- • Digital record keeping from April 2026
- • 4 quarterly submissions per tax year
- • End of period statement and final declaration
- • HMRC-categorised income and expenses
- • Points-based penalties for late submissions
Who's Affected
- • 2026–27: £50,000+ qualifying income
- • 2027–28: £30,000+ qualifying income
- • 2028–29: £20,000+ qualifying income
- • Sole traders registered for Self Assessment
- • Landlords with UK or foreign property income
How Regulas Works
Three Steps to Tax Peace of Mind
From sign-up to final declaration, Regulas guides you through the entire Making Tax Digital journey.
1. Sign Up & Connect
Sign up for MTD on GOV.UK, then link your HMRC account to Regulas via secure OAuth. Businesses and obligations sync automatically.
2. Record & Submit Quarterly
Enter income and expenses throughout the quarter. AI suggests the right HMRC category as you type. Review and submit to HMRC with one click.
3. File Final Declaration
At year-end, work through the EOY checklist — BSAS adjustments, additional income, then file your final declaration by 31 January.
Key Dates for 2026–27
Quarterly Deadlines
- ✓ Q1: 6 Apr – 5 Jul → Submit by 5 August
- ✓ Q2: 6 Jul – 5 Oct → Submit by 5 November
- ✓ Q3: 6 Oct – 5 Jan → Submit by 5 February
- ✓ Q4: 6 Jan – 5 Apr → Submit by 5 May
Key Milestones
- ✓ 6 April 2026: MTD for Income Tax starts
- ✓ 5 August 2026: First quarterly update due
- ✓ 31 January 2028: Final declaration & payment
- ✓ Year 1: No penalty points for late quarterlies
Platform Features
Quarterly Obligation Tracking
See exactly when Q1-Q4 updates are due, what has been submitted, and countdown to each deadline
One-Click HMRC Submissions
Submit quarterly updates directly to HMRC. Review, approve, done. Cumulative submissions handled automatically
AI-Powered Categorisation
Enter a transaction description and AI instantly suggests the correct HMRC category with rule-based and AI classification
Live Tax Estimates
See your estimated tax bill update in real time, powered directly by HMRC calculations
Multi-Business Support
Manage all income sources — self-employment, UK property, and foreign property — in one place
Receipt Scanning & CSV Import
Snap receipts, categorise to HMRC categories, and import transactions from CSV
Section 24 Finance Costs
Automatic 20% tax credit calculation for residential mortgage interest — landlords sorted
Joint Ownership Splits
Set ownership percentages and Regulas calculates each persons share for quarterly submissions
End-of-Year Checklist
Step-by-step EOY guide: annual adjustments, BSAS, additional income, and final declaration
HMRC Guidance Built In
Every screen includes contextual help with links to official HMRC guidance on GOV.UK
Agent & Accountant Portal
Manage multiple clients from a single dashboard. Submit on their behalf and track obligations
Tax Timeline & Cashflow
Visual timeline of all deadlines, payment dates, and amounts owed
MTD ITSA for UK Landlords
Whether you own one buy-to-let or a portfolio of properties, Regulas handles the complexities of property tax under MTD. 2.7 million UK landlords will be affected.
Property Income Support
- ✓ UK residential and commercial property
- ✓ Foreign property income
- ✓ Joint ownership with automatic profit splits
- ✓ Multi-property portfolio view
- ✓ Allowable landlord expense guidance
Landlord Scenarios Covered
- ✓ Single buy-to-let above £50K threshold
- ✓ Property portfolio exceeding threshold combined
- ✓ Landlord + sole trader (combined income)
- ✓ Joint ownership — your share counted
- ✓ Overseas property income included
Pricing
Free
£0
Perfect for getting started
- ✓ 1 business
- ✓ 100 transactions/month
- ✓ Quarterly submissions
- ✓ Final declaration
- ✓ HMRC connection
Starter
£5.99/mo
For growing businesses
- ✓ 2 businesses
- ✓ 500 transactions/month
- ✓ AI categorisation
- ✓ Receipt scanning
- ✓ CSV import
Professional
£12.99/mo
For landlords & multi-business
- ✓ 5 businesses
- ✓ 5,000 transactions/month
- ✓ Advanced AI categorisation
- ✓ Priority support
- ✓ Advanced reports
Enterprise
£29.99/mo
For accountants & agents
- ✓ 50 businesses
- ✓ 50K transactions/month
- ✓ Agent multi-client portal
- ✓ Bulk operations
- ✓ Dedicated support
All plans include HMRC connection, quarterly submissions, and final declaration filing.
Why We Built Regulas
MTD shouldn't be complicated
Most accounting software charges premium prices for MTD features that should be standard. Regulas provides a free tier with full HMRC integration because compliance shouldn't be a luxury. Record, submit, done.
AI makes categorisation effortless
HMRC requires transactions to be categorised into specific income and expense types. Our AI-powered engine learns your patterns and instantly suggests the right category. Rule-based matching for common transactions, with AI classification for everything else.
Purpose-built for MTD ITSA
Unlike general accounting tools bolting on MTD as an afterthought, Regulas was designed from the ground up specifically for Making Tax Digital for Income Tax. Every feature, every screen, every workflow is built around HMRC's MTD requirements.
Technical Architecture
Stack
Frontend: Next.js, React, Tailwind CSS
API: HMRC MTD ITSA APIs (OAuth 2.0)
AI Engine: Custom categorisation model
Database: PostgreSQL with encryption at rest
Hosting: AWS (multi-AZ)
Auth: Secure HMRC OAuth with token management
Security & Compliance
✓ HMRC-recognised MTD compatible software
✓ End-to-end encryption (TLS 1.3 + AES-256 at rest)
✓ Secure HMRC OAuth 2.0 integration
✓ GDPR compliant data handling
✓ UK-based data residency
✓ Immutable audit trails
Get Ready for Making Tax Digital
Free tier available. Launching April 2026. No credit card required.
Visit regulas.co.uk →Transform Your IT Today
Get expert IT support, cybersecurity, and managed services tailored to your business. Our team is ready to help you succeed.